Journal of Social Sciences and Management Studies

Impact of British council school connect training on school head performance: a case study of district Dera Ismail Khan

Safia Noor, Faheem Khan, Munir Ali Shah (Author) — Thu, 22 Aug 2024 00:00:00 +0000

British Council started School Connect Program in which heads of primary, middle, high and higher secondary school conducted training in two phase namely “ Enabling Leadership’ and “Instructional Leadership” across the Khyber Pakhtunkhwa. The present study focuses on the impact of British council school connects training on the performance of school heads. A sample of 14 school heads was taken in the study. A self-developed questionnaire was used. Questionnaire was validated by 10 experts of Gomal University DIK. Reliability of the instrument was measured by Cronabch’s Alpha which estimated .803. Pearson Product Correlation, Linear regression and t-test was applied. The result of the study depicts that there is significant impact of British Council Training on the school heads’ performance. The study recommended that British Council and government of Khyber Pakhtunkhwa may implement such training by involving larger numbers of school heads.

Role of Microfinance Institutions on Entrepreneurial and Business Development in Nigeria

Abubakar Abdulkadir, Umar Abubakar Arabo, Umar Usman (Author) — Mon, 26 Aug 2024 00:00:00 +0000

This study examines the impact of microfinance institutions (MFIs) on entrepreneurship and business development in Nigeria, focusing on their role in providing financial services to small business owners and the economically disadvantaged. By facilitating access to microloans, savings, and financial education, MFIs contribute to economic growth, employment, and poverty reduction. Through a comprehensive literature review, the study highlights how concepts such as Financial Systems Theory, Social Capital Theory, and Institutional Theory explain the mechanisms through which MFIs influence entrepreneurial outcomes. The findings indicate that MFIs effectively complement the formal banking system by addressing gaps in financial access, particularly within the informal credit market. The study also provides policy recommendations aimed at enhancing legal frameworks and developing context-specific financial products to support sustainable business growth. Additionally, it discusses the implications and limitations of the research, emphasizing the need for future studies to explore the evolving role of digital financial services in improving MFI efficiency in Nigeria and across Africa, thereby contributing to broader economic development and poverty alleviation.

Macro-Economic Determinant of Non-Performing Loan in Nigeria

Aroghene Kparobo Gloria, Eunekwe, Robert (Author) — Thu, 29 Aug 2024 00:00:00 +0000

The study examined the macro-economic determinant of non-performing loan in Nigeria. The independent variables used are real interest rate (RERAT), inflation (INFLA), rate of exchange (RATE), and unemployment (UNEMP) and the dependent variable is nonperforming loan (NPLs) measured by bank non-performing loans to total gross loans (%). The ex post facto resign design was explored. Secondary time series data obtain from World Bank indicators spanning through 2013 through 2022 was used. Different statistical test was executed with the aid of Econometric Views 9.0. From the analyses, results showed that RERAT and INFLA has positive minor effect on NPLs of banks in Nigeria. While, RATE and UNEMP has a negative trivial effect on NPLs of banks in Nigeria. The study concludes that, the macroeconomic variable of the study is a weak determinant of NPLs of banks in Nigeria. The study recommends that: monetary regulators should look into real interest rate as well as fixing of prices in favour of banks since they have positive impact on NPLs. Also, internal variables of the banks should be evaluated in order to expose what actually endear loan nonperformance in financial service sector.

Entrepreneurship as Paradigm Shift to Unemployment Alleviation in Nigeria

Aroghene Imene, Emuobonuvie Nathaniel Denedo (Author) — Wed, 11 Sep 2024 00:00:00 +0000

This study covered indicators for entrepreneurship and how they affect unemployment alleviation (UNA) in Nigeria. The sample included small and medium-sized business owners and managers in the Ukwani Local Government Area, as well as Delta State University students from Abraka, Delta State. A conventional 5-proposional scale inquiry was used to obtain respondents' opinions. SPSS 23 was used for the Statistical tests and the results show that entrepreneurial risk-taking, and entrepreneurial teaching curriculum, and cognitive attitudes toward entrepreneurship positively influence unemployment alleviation in Nigeria. The entrepreneurial teaching curriculum has the strongest effect, followed by risk-taking and innovation. Cognitive attitudes and intentions, while significant, play a comparatively smaller role. Overall, entrepreneurship is a viable strategy for addressing unemployment in Nigeria.This study recommends fostering an environment that supports risk-taking and invention to promote unemployment alleviation in an economy. Also, Educational institutions should integrate more comprehensive practical entrepreneurial curricula into their programs. Especially programs aimed at improving attitudes towards entrepreneurship and fostering positive intentions among potential entrepreneurs. Furthermore, the Nigeria government should encourage massive entrepreneurial campaign in NYSC programme with the aim of changing their attitude of seeking white-collar jobs and being an employee rather to imbibe an attitude of the provider of goods and services to people through entrepreneurship.

Understanding Mutual Funds Performance with mediation of Human Capital and GDP-Growth in Pakistan Mutual Funds: Demonstration of Structural Equation Model

Mohammad Azam, Muhammad Arif (Author) — Mon, 16 Sep 2024 00:00:00 +0000

This work sheds light on the complex interplay between mutual fund performance, using human capital, and GDP growth as mediating variables in Pakistan through the lens of Structural Equation Modeling. By employing this sophisticated analytical approach, the findings uncovered nuanced nexus that traditional methods might have overlooked. The findings underscore the critical role of GDP-Growth and human capital as a mediating factor, suggesting that investments in mutual funds could have far-reaching effects on the financial performance on individual investors. Moreover, the demonstrated link between GDP-growth and mutual fund outcomes highlights the intricate web of economic factors influencing investment landscapes. Our findings thus reveal that the impact of the market factor and GDP growth on portfolio returns shows statistically significant estimates both mediation models. However, size-factor shows two portfolios significant while two portfolios insignificant results using both mediating variables. However, the value factor shows highly significant in both mediating models but reveal insignificant nexus with HC-Growth as mediating variable using only FF3FM. Moreover, momentum factor shows insignificant results for both mediating models. As Pakistan continues to develop its mutual fund market, policymakers and fund managers alike would do well to consider these interconnections in their decision-making processes.