Ahmed Tijjani, Yusuf, Prof. Idris Ahmed Aliyu, Sani Mahmud Madobi, and Prof. Salisu Umar. “Does Capital Adequacy Ratio Moderate the Relationship Between Asset Quality and Financial Performance of Commercial Banks in Nigeria?”. Journal of Social Sciences and Management Studies 4, no. 2 (December 30, 2025): 118–135. Accessed January 7, 2026. https://www.jescae.com/index.php/jssms/article/view/1392.